liane asked:


I’ve heard that you can get a free anuual credit report online. Is that true? and if so, which companies provide these free credit reports online?

sweetnsassy asked:


I paid off a credit card and thought my score would go up. But every time I check my credit report (experian only) my score is the same. It shows my old balance on the card. I paid it off a couple of weeks ago. How long will it take for the balance on the credit report to be 0 and my sore to increase?

mirtha asked:


How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the major credit agencies and how do I get my free credit report.