batman asked:


I had never had any credit for about 23 years until i got a credit card. I started to buy things with the card and after a while in about 2 months I maxed out the card. The card was a Plantium Capital One credit card with about an 21.99% APR. Anyway after I maxed it out I started to pay on it but I was over the limit for about 3-5 months I think. It took me about a year and an half to completely pay it off. I did cut up the card and got rid of it asap. The last time/first time that I heard of my credit score was somewhere in above the 600 mark. Tonight (2-27-07) I wanted to check on it because of recent attempts (by me) to get finiching (bad spelling, sorry) for a particular item either by the web or the local area.

Please help, me?

Whitney asked:


I wanted to get information on what your credit report looks like after filing ch 7 bk. Does it still list all your accounts with the balances just with discharged on each, or is your credit report blank with just the bk on it?

tl asked:


I’ve gone to get my credit report online through experian but its telling me I have to pay for the actual score. I don’t understand why.