6 Responses for "How can I get a free credit report – without buying any trial period or anything?"

1. DebtIsDumb August 25th, 2011 at 5:15 pm 1

   unlike the others this one is free.

2. Steve D August 28th, 2011 at 9:55 pm 2

   Go to

   You can access your reports at that site for free. You may be asked to sign up for a credit monitoring program or something similar,but you can decline and still get the reports.

3. ibu guru August 31st, 2011 at 7:46 am 3

   Congress mandated that the three main credit bureaus (Equifax, Experian & TransUnion) provide each person with one free credit report per year. They set up a special website to do this: annualcreditreport.com. They offer “credit monitoring service” and additional garbage for a fee, of course, but do not buy anything! Just get your free annual report from each one through this website only.

4. Judy September 3rd, 2011 at 8:22 am 4

   When you get your free reports from annualcreditreport.com
   PRINT them out.
   1 in 5 people have an error in their reports.
   If you can not access your reports it could be a couple of things.
   1. You have not established any credit – thus not report
   2. Your address may not match what they have on file.
   Sometimes even the number 0 typed as an o can cause headaches.
   Never delete your oldest account.
   If you must pay for one of the bureaus score – I like Experian the best, but I suggest cleaning up your reports first – then getting the score if you plan to buy a home or a car.
   /

5. LUZ X September 6th, 2011 at 3:07 am 5

   creditreport.imess.net – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.

6. Gary L September 6th, 2011 at 9:55 pm 6

   You should go to this site will give you free report and if you need score you have to pay. you can do some simple step on and you will get one free.