Try and contact the 3 main credit bureaus Experian, Equifax and Transunion.

Avoid too applying for too many credit cards all at once. When ever you check your credit score it leaves a mark. If you have too many marks too fast lenders thing you’ve hit a financial wall and are headed for trouble. One case that comes to mind is about a first time home buyer. They were approved for the home loan but it hadn’t been finalized. The buyer thinking he was getting a home applied for a credit card to buy furniture. Because the loan had not closed the new credit card application caused the loan to be rejected at the last minute. This one application caused his credit score to drop to an unacceptable level and he lost the house. The moral: be careful with the timing of your credit card applications. so apply online for a best student credit card at:

YOU COULD GET YOU’RE FREE CREDIT REPORT AT AnnualCreditReport.com and you’re free credit score at eloan.com go to the right and click credit report and press free credit report and follow instruction inorder to get it.

Stop where you are. You don’t need another credit card unless you’re looking to go further into debt.

It’s not uncommon to have multiple bank accounts with different banks, from my past and current experience, I primarily do all my business with one bank if possible. I’m going to list the types of accounts that you should have in order to prepare yourself financially:

1. Checking account- This is the primary tool to not only monitor your finances, but to pay all your bills on time.

2. Savings account- This should be used as a primary reserve that should be used in the event of emergencies and as a backup reserve to your checking account.

3. Traditional/Roth IRA- This should be your primary retirement account. Anytime that you have a 401K,402g, or 403b plan, and plan to switch employers, this would be the account to move or “rollover” your retirement savings to.

Now as for credit cards, You should have 2 major credit cards and 1 department store card. Some people have more credit cards, but actually fewer cards established for a longer time, should be all that’s necessary. The longer you establish credit by making payments on time and managing your available credit responsibly, the credit limit can and usually is increased to where that will be all you need. Some people have multiple credit cards for whatever reason, but the 2 most important things to remember when using them is to pay on time and manage your available credit.

you can get one free credit report from each credit bureau a year. any time you get turned down for a loan you can get a credit report also.

rebuilding credit is hard but there are a few companies that will still take the change, check out and go under the poor or no credit section, here you will be able to compare all major credit cards side by side on rates and rewards. good luck

On average americans have 8 banking accounts per house hold, this can include (but is not limited to) checkings, savings, money markets, mortgage, car loans, credit cards.

Try this site
you can get free credit report from them.

Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-free.totalh.com