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	<title>Comments for Credit Reports - Free Credit Reports Online</title>
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	<link>http://www.creditreportsfree.net</link>
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	<pubDate>Fri, 10 Oct 2008 23:01:41 +0000</pubDate>
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		<title>Comment on How do i get a credit card with bad credit? by IamIntresting</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-139</link>
		<dc:creator>IamIntresting</dc:creator>
		<pubDate>Tue, 02 Sep 2008 21:46:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-139</guid>
		<description>You need a guaranteed approved secured card. 
I highly recommend the Eufora Credit Builder Mastercard from Bank First. 

You are guaranteed to be approved, there is no credit check. 

It is a Mastercard you can use anywhere Mastercard is excepted. 

It reports to the credit bureaus and will have a dramatic impact on your credit. 



Its $100 for two years membership

When you pay the $100, you will have a zero balance and will need to load funds onto it. 


It may sound expensive, but have you any idea how much bad credit costs you? Thousands every year. 

FYI, it also reports that you are making payments on an installment loan so it really helps your credit! 



You can apply for it here:</description>
		<content:encoded><![CDATA[<p>You need a guaranteed approved secured card.<br />
I highly recommend the Eufora Credit Builder Mastercard from Bank First. </p>
<p>You are guaranteed to be approved, there is no credit check. </p>
<p>It is a Mastercard you can use anywhere Mastercard is excepted. </p>
<p>It reports to the credit bureaus and will have a dramatic impact on your credit. </p>
<p>Its $100 for two years membership</p>
<p>When you pay the $100, you will have a zero balance and will need to load funds onto it. </p>
<p>It may sound expensive, but have you any idea how much bad credit costs you? Thousands every year. </p>
<p>FYI, it also reports that you are making payments on an installment loan so it really helps your credit! </p>
<p>You can apply for it here:</p>
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		<title>Comment on How do i get a credit card with bad credit? by brianna g</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-138</link>
		<dc:creator>brianna g</dc:creator>
		<pubDate>Sat, 30 Aug 2008 16:55:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-138</guid>
		<description>DON'T GET ONE!!!!!!!!!</description>
		<content:encoded><![CDATA[<p>DON&#8217;T GET ONE!!!!!!!!!</p>
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		<title>Comment on How do i get a credit card with bad credit? by Aldo</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-137</link>
		<dc:creator>Aldo</dc:creator>
		<pubDate>Thu, 28 Aug 2008 05:38:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-137</guid>
		<description>maybe you should pay your bills then</description>
		<content:encoded><![CDATA[<p>maybe you should pay your bills then</p>
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		<title>Comment on How do i get a credit card with bad credit? by Alli</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-136</link>
		<dc:creator>Alli</dc:creator>
		<pubDate>Mon, 25 Aug 2008 22:43:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-136</guid>
		<description>start becoming reliable. For now you'll have to settle with REALLY bad rates and stuff. Personally I'd suggest you become more responsible before getting a card then you can get a good one and not have trouble paying that bill too!</description>
		<content:encoded><![CDATA[<p>start becoming reliable. For now you&#8217;ll have to settle with REALLY bad rates and stuff. Personally I&#8217;d suggest you become more responsible before getting a card then you can get a good one and not have trouble paying that bill too!</p>
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		<title>Comment on How do i get a credit card with bad credit? by GeeGee</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-135</link>
		<dc:creator>GeeGee</dc:creator>
		<pubDate>Mon, 25 Aug 2008 09:51:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-135</guid>
		<description>I'd be more concerned with paying off the doctor's bills (that you already have), than for building credit right now.   If you have debt now, there is no point in increasing that and making matters worse. Once you get them paid off, that will automatically increase your credit worthiness.  Consider a second job, and then apply for a secured master card or visa.</description>
		<content:encoded><![CDATA[<p>I&#8217;d be more concerned with paying off the doctor&#8217;s bills (that you already have), than for building credit right now.   If you have debt now, there is no point in increasing that and making matters worse. Once you get them paid off, that will automatically increase your credit worthiness.  Consider a second job, and then apply for a secured master card or visa.</p>
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		<title>Comment on How do i get a credit card with bad credit? by winkipinki</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-134</link>
		<dc:creator>winkipinki</dc:creator>
		<pubDate>Mon, 25 Aug 2008 06:10:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-134</guid>
		<description>First, STOP applying for credit cards. Everytime one of those companies looks at your credit report it reflects badly on your FICO score.

Second, find a credit card online that is targeted at repairing someone's credit. If you're honestly in it to repair your credit you shouldn't mind paying a yearly fee.  Because that's probably what you'll have to do.  They usually range from $45-$100 a year.

Third, you could always try to get a credit card through your bank. Usually they are alittle more leniant with people that have been banking with them for a few years.</description>
		<content:encoded><![CDATA[<p>First, STOP applying for credit cards. Everytime one of those companies looks at your credit report it reflects badly on your FICO score.</p>
<p>Second, find a credit card online that is targeted at repairing someone&#8217;s credit. If you&#8217;re honestly in it to repair your credit you shouldn&#8217;t mind paying a yearly fee.  Because that&#8217;s probably what you&#8217;ll have to do.  They usually range from $45-$100 a year.</p>
<p>Third, you could always try to get a credit card through your bank. Usually they are alittle more leniant with people that have been banking with them for a few years.</p>
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		<title>Comment on How do i get a credit card with bad credit? by Belinda P</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-133</link>
		<dc:creator>Belinda P</dc:creator>
		<pubDate>Mon, 25 Aug 2008 05:27:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-133</guid>
		<description>Try Orchard Bank, HSBC Bank, or Centennial Bank.  Just do a google search for credit cards poor credit and I think these will come up for you.</description>
		<content:encoded><![CDATA[<p>Try Orchard Bank, HSBC Bank, or Centennial Bank.  Just do a google search for credit cards poor credit and I think these will come up for you.</p>
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		<title>Comment on How can I get a credit card to help rebuild bad or no credit? by Credit Guru</title>
		<link>http://www.creditreportsfree.net/how-can-i-get-a-credit-card-to-help-rebuild-bad-or-no-credit#comment-166</link>
		<dc:creator>Credit Guru</dc:creator>
		<pubDate>Sun, 24 Aug 2008 16:50:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-can-i-get-a-credit-card-to-help-rebuild-bad-or-no-credit#comment-166</guid>
		<description>First off get your credit reports at. It is free once a year and won't hurt your FICO credit scores. Review your 3 reports and see what is really in your reports, they will tell you what is being reported positively and what is being reported negatively.

Dispute any items that you believe to be inaccurate or unverifiable. Each investigation will take about 30 days. 

There is no such thing as zero credit. FICO credit scores range from 300-850, the higher the better.

Anything less than a FICO score of 700 will probably not get you an unsecured VISA/Mastercard. Department stores and Gas Cards have more lenient guidelines. Be careful when you apply because every time you do your credit score will go down from the inquiry.

Good Luck</description>
		<content:encoded><![CDATA[<p>First off get your credit reports at. It is free once a year and won&#8217;t hurt your FICO credit scores. Review your 3 reports and see what is really in your reports, they will tell you what is being reported positively and what is being reported negatively.</p>
<p>Dispute any items that you believe to be inaccurate or unverifiable. Each investigation will take about 30 days. </p>
<p>There is no such thing as zero credit. FICO credit scores range from 300-850, the higher the better.</p>
<p>Anything less than a FICO score of 700 will probably not get you an unsecured VISA/Mastercard. Department stores and Gas Cards have more lenient guidelines. Be careful when you apply because every time you do your credit score will go down from the inquiry.</p>
<p>Good Luck</p>
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		<title>Comment on How do i get a credit card with bad credit? by Melissa</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-132</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Fri, 22 Aug 2008 08:30:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-132</guid>
		<description>You can go thru your bank put down the money on a credit card and they will charge you interest and than you pay promptly and you can build credit that way.  That is a smart beginners way because it is hard to get a credit card with bad credit.</description>
		<content:encoded><![CDATA[<p>You can go thru your bank put down the money on a credit card and they will charge you interest and than you pay promptly and you can build credit that way.  That is a smart beginners way because it is hard to get a credit card with bad credit.</p>
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		<title>Comment on How do i get a credit card with bad credit? by jbstephenson00</title>
		<link>http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-131</link>
		<dc:creator>jbstephenson00</dc:creator>
		<pubDate>Fri, 22 Aug 2008 03:00:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditreportsfree.net/how-do-i-get-a-credit-card-with-bad-credit#comment-131</guid>
		<description>Why would you want a card w/ bad credit?  What's the point of having a bad credit card?  Anyways, you should pay your doctor bills to improve your credit score.</description>
		<content:encoded><![CDATA[<p>Why would you want a card w/ bad credit?  What&#8217;s the point of having a bad credit card?  Anyways, you should pay your doctor bills to improve your credit score.</p>
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